Thursday, April 22, 2004

Google Search: gmail

Google Search: gmail: "There's been a lot of fuss about the privacy implications of gmail, but the benefits far outweigh the drawbacks. ... No one is going to be forced to use gmail. ... "

Google Search: gmail

Google Search: gmail: "Welcome to GmailGmail, Welcome to Gmail, A Google approach to email. Gmail ... Gmail Sign In. Gmail requires Javascript and cookies to be enabled. Gmail ...
gmail.google.com/ - 8k - 20 Apr 2004 "

Friday, April 16, 2004

Fool.com: The 6% Solution [Motley Fool Take] April 15, 2004

Fool.com: The 6% Solution [Motley Fool Take] April 15, 2004: "Imagine that you and the seller agree on the price of the house at, say, $200,000. You then ask the seller for a 6% seller concession. What this means is that you add (up to) 6% to the price of the house. That's right, you're now going to pay $212,000 for that house -- but the seller is going to give you that $12,000 back when the sale takes place. You're going to use that money to cover all of your closing costs."

If we pretend for a moment that those costs add up to precisely $12,000, then what you've done is folded those closing costs into the mortgage. Points, title search, recordation fees, and all other closing costs -- most of which are not tax-deductible -- have effectively been included in your mortgage. Since your mortgage interest is tax-deductible, these costs have effectively become tax write-offs.

In addition, you don't have to come up with all that extra cash at settlement. Your down payment will be somewhat higher (if you're putting down 20%, then in the current example your down payment would be $42,400, versus $40,000) and, of course, your mortgage payments will be higher, but it ends up saving you money.

The seller has no reason to refuse this -- after all, the agreed-to price is still the same.

The catch with the 6% solution is that the house has to appraise for the higher value. If the appraiser comes back and tells you that this house won't appraise for more than $200,000, you can't do it.

Let's look into this a little further. Say you buy the house for $200,000. Your $40,000 down payment leaves you needing a $160,000 mortgage. You get a 30-year loan at 8%. Your monthly payments for principal and interest are $1,174.

Now, say you decide to use the 6% seller concession strategy. You buy this house for the price of $212,000. You put down 20%, and this leaves you needing a $169,600 mortgage. Your monthly payments will be $1,244, or $70 more per month. Is it worth it?

To begin with, many people aren't going to feel an enormous pinch paying the extra $70 per month -- not nearly as much as they would feel having to fork out an extra $12,000 all at once to cover closing costs. But, what about the fact that now you have to pay this extra money over the course of 30 years? Well, over the course of 30 years, you're paying $25,200 more for that extra $12,000 ($70 more per month x 12 months in a year x 30 years = $25,200).

However, remember that's $12,000 less out of your pocket at the time of closing. If you take $12,000 and invest it at 10% (less than the market average has returned over the past 35 years), then your money will grow to more than $200,000 (before taxes) at the end of 30 years. So, in this scenario, it can be well worth it.

Naturally, you'll want to run the numbers for your particular loan to see whether it would be worth it for you.

Music Business Directory, Music Business Resources, Search Over 100 Music Business Databases Online!

Music Business Directory, Music Business Resources, Search Over 100 Music Business Databases Online!: "Looking for Something and Can't Find It?
Do You Wish there was One Location Where You Could Go
to Carry Out All Your Music Business Related Searches?

Problem Solved.



Music Business Directory Online!
The Ultimate 411 Locator Website
This Site is Music Business Search Central�


It Is Truly The Music Expeditors Dream Come True�
A Music Merchandiser's Genie in a Bottle!!"

Fool.com: Is Whole Foods Overvalued? [Commentary] April 15, 2004

Fool.com: Is Whole Foods Overvalued? [Commentary] April 15, 2004: "One analysis of Whole Foods
Some quick analysis of Whole Foods' financial statements provides us with the pieces needed for the discounted cash flow analysis. The company's fundamental business model is pretty clear: It finances growth in stores from the cash flow that it generates. In the last five years, cumulative cash flow from operations has been $923 million. In the same time period, Whole Foods used $877 million to develop new stores, acquire other companies, and upgrade existing stores. The store count has increased from 87 in the beginning of 1999 to 146 today, and square footage has more than doubled from 2.1 million to 4.6 million.
Since 1999, the company has grown sales from $1.5 billion to $3.1 billion, a 16% annual growth rate. Indicating that it has ample cash to fuel the growth of its business, it just initiated a small dividend last year. At $0.60 per share for a total of just over $35 million per year, the dividend is not a significant factor in its valuation, but it does indicate that management feels the operating cash flow is more than enough to fund growth"

Wednesday, April 14, 2004

Matrixz Consortium

Matrixz Consortium: "Ma'trix (ma'triks; mat'riks), n.; pl. MATRICES (ma'tri�sez; mat'ri-; rarely, ma�tri'sez); MATRIXES (ma'trik-sez; -siz; mat'rik-).[L] A place or enveloping element within which something originates, takes form or develops. The natural material in which any metal, fossil, pebble, crystal, or gem is embedded. That which gives form, origin, or foundation to something enclosed or embedded in it "

Tuesday, April 06, 2004

Ancient Gods - The Titans

Ancient Gods - The Titans: "The Titans, also known as the elder gods, ruled the earth before the Olympians overthrew them. The ruler of the Titans was Cronus who was de-throned by his son Zeus. Most of the Titans fought with Cronus against Zeus and were punished by being banished to Tartarus. During their rule the Titans were associated with the various planets. "

Friday, April 02, 2004

CCNMatthews: Newswire, Media Directories

CCNMatthews: Newswire, Media Directories: "
16:49 ET Stanley Mourin: Press Release


16:48 ET Media Advisory-1,000 Veterans into 1,000 Schools


16:48 ET Brookfield Properties Corporation: Conference Call and Webcast of 2004 First Quarter Results; Wednesday, April 28th, 2004 at 3:00 p.m. (E.T.)


16:32 ET Ontex Resources Limited: Update on Exploration


16:30 ET Environnement Canada: Des projets communautaires pour r�duire les �missions de gaz � effet de serre


16:30 ET Environment Canada: Community-Based Projects To Help Reduce Greenhouse Gas Emissions


16:28 ET Grey Island Announces Resignation of Board Member


16:24 ET Western Troy Capital Resources Inc.-Announcement


16:15 ET Musicrypt Closes Private Placement


16:01 ET Dundee Bancorp Inc. Reports 2003 Results


16:01 ET Dundee Wealth Management Inc. Reports 2003 Results


16:00 ET Placer Option Expires On The Fuller Property: Vedron Plans Exploration Drilling For Fuller


16:00 ET First Venture Program Underway on Four Additional Wine and Distilled Alcohol Beverage Yeasts "

AIDA32 - Worldwide Sysinfo Tool

AIDA32 - Worldwide Sysinfo Tool: "
AIDA32 development is finished / Befejezod�tt az AIDA32 fejleszt�se
2004-03-24 02:57 CET (Fiery)
As of March 24, 2004 we have decided to discontinue the development project that we all know as AIDA32. Development of AIDA32 has been started years ago, and the project went first public in April 2001. AIDA32 has become the de facto standard for both home and corporate system diagnosis and network audit, winning several awards including 'Freeware Product of the Year' by Support Alert newsletter in December 2002.
Aida32.hu has well served this project almost without any issues, providing access to over half a million of users in 150 countries worldwide. For the exceptional quality of service, we'd like to send our special thanks to Hunet Kft, our internet service provider and software supplier.
To help you find products to relieve AIDA32, hereby we publish our favorites:
1. Freeware system diagnostics, hardware monitoring, benchmarks
Lavalys EVEREST Home Edition: http://www.lavalys.com
Motherboard Monitor by Alex van Kaam: http://mbm.livewiredev.com
Panopsys CPU-Z: http://www.cpuid.com
ScienceMark 2: http://www.sciencemark.org
2. Commercial system diagnostics, network audit, benchmarks
Futuremark PCMark04: http://www.futuremark.com
HWiNFO & HWiNFO32 Hardware Analysis: http://www.hwinfo.com
Lavalys EVEREST Professional: http://www.lavalys.com
SiSoftware Sandra 2004: http://www.sisoftware.net "

Matrixz Consortium

Ma'trix (ma'triks; mat'riks), n.; pl. MATRICES (ma'tri·sez; mat'ri-; rarely, ma·tri'sez); MATRIXES (ma'trik-sez; -siz; mat'rik-).[L] A place or enveloping element within which something originates, takes form or develops. The natural material in which any metal, fossil, pebble, crystal, or gem is embedded. That which gives form, origin, or foundation to something enclosed or embedded in it.

Thursday, April 01, 2004

Google Technology

Google Technology: "Why Google's patented PigeonRank� works so well
PigeonRank's success relies primarily on the superior trainability of the domestic pigeon (Columba livia) and its unique capacity to recognize objects regardless of spatial orientation. The common gray pigeon can easily distinguish among items displaying only the minutest differences, an ability that enables it to select relevant web sites from among thousands of similar pages.
By collecting flocks of pigeons in dense clusters, Google is able to process search queries at speeds superior to traditional search engines, which typically rely on birds of prey, brooding hens or slow-moving waterfowl to do their relevance rankings.
When a search query is submitted to Google, it is routed to a data coop where monitors flash result pages at blazing speeds. When a relevant result is observed by one of the pigeons in the cluster, it strikes a rubber-coated steel bar with its beak, which assigns the page a PigeonRank value of one. For each peck, the PigeonRank increases. Those pages receiving the most pecks, are returned at the top of the user's results page with the other results displayed in pecking order.
Integrity
Google's pigeon-driven methods make tampering with our results extremely difficult. While some unscrupulous websites have tried to boost their ranking by including images on their pages of bread crumbs, bird seed and parrots posing seductively in resplendent plumage, Google's PigeonRank technology cannot be deceived by these techniques. A Google search is an easy, honest and objective way to find high-quality websites with information relevant to your search.
Data"

Google Technology

Google Technology: "Why Google's patented PigeonRank� works so well
PigeonRank's success relies primarily on the superior trainability of the domestic pigeon (Columba livia) and its unique capacity to recognize objects regardless of spatial orientation. The common gray pigeon can easily distinguish among items displaying only the minutest differences, an ability that enables it to select relevant web sites from among thousands of similar pages.
By collecting flocks of pigeons in dense clusters, Google is able to process search queries at speeds superior to traditional search engines, which typically rely on birds of prey, brooding hens or slow-moving waterfowl to do their relevance rankings.
When a search query is submitted to Google, it is routed to a data coop where monitors flash result pages at blazing speeds. When a relevant result is observed by one of the pigeons in the cluster, it strikes a rubber-coated steel bar with its beak, which assigns the page a PigeonRank value of one. For each peck, the PigeonRank increases. Those pages receiving the most pecks, are returned at the top of the user's results page with the other results displayed in pecking order.
Integrity
Google's pigeon-driven methods make tampering with our results extremely difficult. While some unscrupulous websites have tried to boost their ranking by including images on their pages of bread crumbs, bird seed and parrots posing seductively in resplendent plumage, Google's PigeonRank technology cannot be deceived by these techniques. A Google search is an easy, honest and objective way to find high-quality websites with information relevant to your search.
Data"

Google Technology

Google Technology: "Why Google's patented PigeonRank� works so well
PigeonRank's success relies primarily on the superior trainability of the domestic pigeon (Columba livia) and its unique capacity to recognize objects regardless of spatial orientation. The common gray pigeon can easily distinguish among items displaying only the minutest differences, an ability that enables it to select relevant web sites from among thousands of similar pages.
By collecting flocks of pigeons in dense clusters, Google is able to process search queries at speeds superior to traditional search engines, which typically rely on birds of prey, brooding hens or slow-moving waterfowl to do their relevance rankings.
When a search query is submitted to Google, it is routed to a data coop where monitors flash result pages at blazing speeds. When a relevant result is observed by one of the pigeons in the cluster, it strikes a rubber-coated steel bar with its beak, which assigns the page a PigeonRank value of one. For each peck, the PigeonRank increases. Those pages receiving the most pecks, are returned at the top of the user's results page with the other results displayed in pecking order.
Integrity
Google's pigeon-driven methods make tampering with our results extremely difficult. While some unscrupulous websites have tried to boost their ranking by including images on their pages of bread crumbs, bird seed and parrots posing seductively in resplendent plumage, Google's PigeonRank technology cannot be deceived by these techniques. A Google search is an easy, honest and objective way to find high-quality websites with information relevant to your search.
Data"

Google Technology

Google Technology: "The technology behind Google's great results
As a Google user, you're familiar with the speed and accuracy of a Google search. How exactly does Google manage to find the right results for every query as quickly as it does? The heart of Google's search technology is PigeonRank�, a system for ranking web pages developed by Google founders Larry Page and Sergey Brin at Stanford University.

Building upon the breakthrough work of B. F. Skinner, Page and Brin reasoned that low cost pigeon clusters (PCs) could be used to compute the relative value of web pages faster than human editors or machine-based algorithms. And while Google has dozens of engineers working to improve every aspect of our service on a daily basis, PigeonRank continues to provide the basis for all of our web search tools."

Tuesday, March 30, 2004

Sharing Climate Data over the Internet

Try out these operational servers (or look at the complete list)

NVODS (National Virtual Oceanographic Data System)
PFEL (Pacific Fisheries Environmental Laboratory)
ESSC (Environmental Systems Science Centre)
AVISO (Archiving, Validation and Interpretation of Satellite Oceanographic data)
The Live Access Server (LAS) is a highly configurable Web server designed to provide flexible access to geo-referenced scientific data. It can present distributed data sets as a unified virtual data base through the use of DODS networking. Ferret is the default visualization application used by LAS, though other applications (Matlab, IDL, GrADS, ...) can also be used.

LAS enables the Web user to

visualize data with on-the-fly graphics
request custom subsets of variables in a choice of file formats
access background reference material about the data (metadata)
compare (difference) variables from distributed locations
LAS enables the data provider to

unify access to multiple types of data in a single interface
create thematic data servers from distributed data sources
offer derived products on the fly
remedy metadata inadequacies (poorly self-describing data)
offer unique products (e.g. visualization styles specialized for the data)
Here are a couple of reports about LAS topics

LAS Overview. January 2001.
LAS for In Situ data, a PDF file. January 2002.

Wednesday, March 24, 2004

SatSmart - Satellite Smart Solutions, Global Wireless Comm.

SatSmart - Satellite Smart Solutions, Global Wireless Comm.: "SatSmart designs, develops, sells and implements wireless data systems, products and applications for service providers in the telematics industry



SatSmart's solutions are based on global satellites for global communication, optional dual mode GPRS Cellular Data Communication, GPS for global tracking and the Internet for global customer access.



SatSmart is partnering with service providers and system integrators to sell its products and service to end customers. Service providers include service bureaus, OEMs or enterprise fleet managers."

Sat-Comm - Outside Broadcast and Satellite Uplink Vehicles for Television and Webcast

Sat-Comm - Outside Broadcast and Satellite Uplink Vehicles for Television and Webcast: "Sat-Comm Ltd. is an innovative satellite & broadcast systems integrator, specialising in flight-cased and vehicle borne SNG systems.
From low cost, lightweight flyaway systems capable of delivering high quality streaming video, to fully redundant hybrid SNG & multi-camera production vehicles, Sat-Comm has an increasing portfolio of satellite enabled mobile communication solutions."

Monday, March 22, 2004

Ken Gillespie artwork from Hambleton Galleries, Kelowna

Ken Gillespie artwork from Hambleton Galleries, Kelowna: "Born in Vancouver in 1948, Ken Gillespie has always lived in western Canada. He has done some travelling to other countries now that his daughters have shown him how. He recently met them in Nepal where they trekked around the foothills of the highest mountains in the world. He also enjoys kayaking and hiking around the west coast of British Columbia. He started putting the images of the Canadian landscape to canvas at the age of forty, and a few years later left a successful career in the geophysical sector to pursue art full time. This change has met with much success, including sell out shows in recent years in Calgary. In 1996 he achieved senior status with the Federation of Canadian Artists. His work hangs in public, corporate and private collections world wide.
Collections:
Hyatt Regency Hotel
Alberta Foundation for the Arts
Bennett Jones Verchere
The Prokosh Group
BERMAC Electric Ltd
Morguard Investments Ltd
Cana Construction Ltd
Mustaugh Resources Ltd
Geo-X Systems Ltd
Pulsonic Corporation
Sunwest International Aviation Services Ltd
Tortuga Investments
In the Spring of 1999, Ken's work was published in 'International Artists' magazine in a feature entitled 'Master Painters of the World'
He is now concentrating his efforts in the Okanagan Valley where he moved just recently.
Ken will be highlighted at a one man show at the Hambleton Galleries in the Spring of 2001 from April 19 to May 5. We look forward to seeing you in Kelowna. Ken will be there for a wine and cheese reception from 5:00 to 8:30. "

the Projects - For Bermac

the Projects - For Bermac: "
Detail or LocationJob Description
Amoco, Empress Westinghouse PLC Program AuditConducted a PLC program audit and made recommendations on how to optimize the program, increase diagnostics, and eliminate control problems.
Bearberry Compressor 16-32 Design and install a PLC based recip. compressor control panel
Dominion Fort St. John SCADA projectSCADA applications using Wonderware interfacing to PLC and ROCs
General Support for Allison Turbine Control SystemSix Allison 501 gas turbine-generator sets did not run properly and downtime was costing huge throughput losses on an oil pipeline. Tarco was hired to review the design and solve the problems. We analyized the problem from Calgary and solved the problem with a one-day visit to site.
Empress Expander sequencing AB PLC program to control expander sequencing on a Turbo Expander. This program interfaced with a Honeywell DCS system.
PLC Programming - Alliance Tie-in to Amoco KaybobAllen-Bradley PLC programming
PLC Programming for Pemex Glycol Regen Package GE PLC programming using VersaPoint Distributed I/O System for glycol regen systems
GE Cimplicity HMI Programming - Dolch Smart DiabloHMI programming using Cimplicity software and Dolch Diablo hardware
PLC Materials for Pemex Glycol Regen PackageGE PLC programming using VersaPoint Distributed I/O System for glycol regen systems
PetroCanada 7-9 Compressor Station - D330-11105Moore DCS programing to add a new vessel to the Petro Canada Wildcat Hills facility.
Recip Control Systems - AEC/Energy Ind. P-013GE Fanuc PLC based recip. compressor controls
Recip Control Systems - AEC/Collicutt P-005Design and install a PLC based recip. compressor control panel
AEC/Energy Ind. Recip P-013 � Run Test/CommissioningRecip. compressor PLC control. Project include design, implementation, and field start up.
AEC/Collicutt"

the Projects - For Bermac

the Projects - For Bermac: "
Detail or LocationJob Description
Amoco, Empress Westinghouse PLC Program AuditConducted a PLC program audit and made recommendations on how to optimize the program, increase diagnostics, and eliminate control problems.
Bearberry Compressor 16-32 Design and install a PLC based recip. compressor control panel
Dominion Fort St. John SCADA projectSCADA applications using Wonderware interfacing to PLC and ROCs
General Support for Allison Turbine Control SystemSix Allison 501 gas turbine-generator sets did not run properly and downtime was costing huge throughput losses on an oil pipeline. Tarco was hired to review the design and solve the problems. We analyized the problem from Calgary and solved the problem with a one-day visit to site.
Empress Expander sequencing AB PLC program to control expander sequencing on a Turbo Expander. This program interfaced with a Honeywell DCS system.
PLC Programming - Alliance Tie-in to Amoco KaybobAllen-Bradley PLC programming
PLC Programming for Pemex Glycol Regen Package GE PLC programming using VersaPoint Distributed I/O System for glycol regen systems
GE Cimplicity HMI Programming - Dolch Smart DiabloHMI programming using Cimplicity software and Dolch Diablo hardware
PLC Materials for Pemex Glycol Regen PackageGE PLC programming using VersaPoint Distributed I/O System for glycol regen systems
PetroCanada 7-9 Compressor Station - D330-11105Moore DCS programing to add a new vessel to the Petro Canada Wildcat Hills facility.
Recip Control Systems - AEC/Energy Ind. P-013GE Fanuc PLC based recip. compressor controls
Recip Control Systems - AEC/Collicutt P-005Design and install a PLC based recip. compressor control panel
AEC/Energy Ind. Recip P-013 � Run Test/CommissioningRecip. compressor PLC control. Project include design, implementation, and field start up.
AEC/Collicutt"